Programs

#1 Source for Veterans

Looking to use their VA Home Loan Benefits

To Become Home Owners

FREE VA Home Loan Seminars & Workshops

 

Available to groups of 30-300+On-Site Seminars also AvailableWe have Over 50 Home Buying Modules that can be customized to your organizations needs.

 

VA Approved Bankers

VA approved mortgage bankers dedicated to serving the Veterans & military community

 

ARMED FORCES REALTY

Working exclusively with Veterans &

military personnel

 

Credit Restoration Services

If you have credit issues we can help you get past them and qualify for a VA loan

 

Other Veterans Services

Attorneys, Accountants and Financial

Planners to serve your financial & legal needs

 

The VetsEDU difference

 

Despite all the advantages of the VA Home Loan Program, Many sellers, Real Estate Agents & Attorneys are not knowledgeable in this program & as a result will try to talk you into a less favorable Mortgage Loan, one that they are familiar with but does not benefit you.

 

In working with us & our national network of Real Estate Agents that understand the home buying needs of Veterans & the VA Home Loan Program , that will not happen to you.

 

You earned this very valuable benefit and should not be talked out of using it.

 

Education

 

VetsEDU offers FREE educational workshops on-site, off-site, and online in the following areas:

  • VA Home Loan Program & the Process of Becoming a Home Owner
  • Our most popular workshop – everything you need to know about the VA Home Loan Program & becoming a homeowner.

 

Areas Covered

  • Who is eligible?
  • What is a VA Loan?
  • The no money down aspect – the dynamics of the VA Guarantee
  • Mortgage limits
  • Eligible borrowers
  • Eligible properties
  • Condition of properties
  • How to start the process of becoming a home owner.
  • Looking at your scenario – how much of a mortgage is right for you? – How the banks determine your mortgage limit – Getting pre-approved & what that means
  • Credit & credit Issues
  • Income/ Employment
  • Property type
  • Assets
  • How to get to the closing table successfully

Question & Answer session to follow

 

Your Credit Report

 

This workshop will discuss in depth what credit reports are, how to read them, understanding and addressing credit issues so that your credit will meet the VA Home Loan credit guidelines, etc. The Soldiers, Sailors & Airmen’s Act sets forth a number of items that protect military personnel from encountering certain credit report problems.

 

This workshop is a Must for all Veterans that feel they have credit issues and someday want to use their VA Home Loan benefits to become a home owner.

 

Refinancing

 

  • What types of refinances are available and when is the right time.
  • How the refinancing process works and the many variables that one needs to consider before refinancing.
  • What you as a current home owner need to know in order to make the best decision possible not only for the present but your future as well

 

Selling Your Home

 

  • What you need to know about selling your home
  • How to prepare in order to get the highest value as well as whom the best types of buyers are to deal with.
  • Transitioning between properties & what you need to know on maximizing your profits.

 

All workshops available for groups of 30-300+

Credit reports available if requested for all attendees

 

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Va Loan

 

If you are a Veteran that is eligible for a VA Loan you can purchase any 1-4 family home, or VA approved condominium. The 2019 VA loan limit increased to $484,350 except in 220 high cost counties where they are higher - $726,525.

 

Benefits of a VA Home Loan:

 

  • No Mortgage Insurance
  • No Prepayment Penalty
  • VA Streamline Refinance Programs
  • Flexible Co-signor criteria
  • Lenient Credit Criteria
  • Can Reuse VA Loan Benefits
  • And More....

 

As a Veteran you are given special advantages not given to the civilian community. Taking these advantages and using them to your benefit through VetsEDU will get you closer to your goal of being a homeowner.

 

What is a VA Mortgage?

 

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA) which may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses.

 

Who is Eligible for a VA Loan?

 

All active duty and honorably discharged service members are eligible for a VA Home Loan.

 

  • Served 181 days during peacetime (Active Duty)
  • Served 90 days during war time (Active Duty)
  • Served 6 years in the Reserves or National Guard
  • Or you are the spouse of a service member who was killed in the line of duty.

 

Pre Approval Process

 

The first step in the pre-approval process will be conducted by a licensed loan officer at a VA approved mortgage bank. This loan officer who will determine how much of a VA loan you can qualify for.

 

During this Process they will run your credit report & gather information on the following 4 main areas:

 

  • Income
  • Employment
  • Assets/Credit
  • Home ownership history if any & your current plans for the property you want to buy.

 

After your go through the pre-approval process you will then be able to begin your search for a new home.

 

REFINANCE YOUR MORTGAGE

 

Veterans, If you have an FHA or Conventional mortgage we can show you how to refinance your Mortgage into a VA Home Loan so you can:

 

Eliminate Your Mortgage Insurance and

Take Advantage of all the VA Home Loan Benefits

 

There are also many additional benefits to refinancing your mortgage. VetsEDU can help you understand what type of refinance could benefit you the most.

 

YOU CAN LOWER YOUR INTEREST RATES

LOWER YOUR MONTHLY MORTGAGE PAYMENTS

PAY OFF HIGH INTEREST CREDIT CARD BILLS

SHORTEN THE TERM OF YOUR MORTGAGE

GET MONEY FOR HOME IMPROVEMENTS

HAVE EMERGENCY MONEY ON HAND

 

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Real Estate

VetsEDU in conjunction with Armed Forces Realty work exclusively with Veterans, whether you are a buyer or seller.

 

Our real estate department has the ability to make the buying or selling process quick and easy by working closely with the areas top VA approved mortgage lenders and real estate agents to ensure quicker closings.

 

Our Agents

 

The Veterans real estate department will provide you with a Veteran friendly real sstate agent who has a thorough knowledge of the VA Home Loan Program. The key to working with Veterans is to understand the VA Home Loan Program, which, according to our VA approved lenders, is the easiest & quickest of all mortgage loans to close.

 

All the agents we work with are part of a network of real estate agents that will cross-refer clients based upon your location which will ensure that you will be working with an agent that knows the area you want to buy in.

 

Working with our 20+ years of experience, our VA Home Loan specialists are experts in serving the Veteran & military community. We will show you based upon our proven methods how we can find you the house you want, in the area you want to live in, and get your offer accepted.

 

For Buyers

 

If you are looking to use your VA Home Loan benefits to buy a home there is no one in our great nation that has more experience in working with Veteran homebuyers then VetsEDU/Armed Forces Realty.

 

We know that buying a home, especially your first home, can seem a bit overwhelming and we are here to hold your hand throughout the entire home buying process. From credit restoration, through the pre-approval process, to closing, we provide all the services to ensure you that you are not left behind.

 

VetsEDU focuses on educating those looking to sell their homes to the hundreds of qualified Veterans & active military personnel.

 

VetsEDU will donate money into a Veterans' fund for anyone that sells their home though the VetsEDU program, so that future Veterans looking to purchase a home can obtain financial assistance with their closing costs, moving expenses, etc.

 

Many homeowners, real estate brokers, and loan officers are are unfamiliar with the VA loan program and resist accepting an offer from a Veteran because of the "no-money-down" feature of the VA loan. As a result, many offers made by Veterans are rejected outright, thus depriving our Veterans of their opportunity to fulfill the American Dream of homeownership. This is despite the fact the VA loan is amongst the easiest mortgages to obtain and close.

 

In order to fully service the needs of Veterans and the military community...

We have created strategic alliances with local VA approved mortgage lenders, friendly real estate brokers, and attorneys who have been vetted and fully trained in the entire VA loan process.

 

Our Veterans have proudly served our country. They have put their lives on the line so that we have the liberties we have. The least we can do is afford them all the opportunity to achieve the American Dream of homeownership.

 

THIS IS SIMPLY UNACCEPTABLE...

So, we are calling upon all sellers, especially the older Veterans,

looking to sell their home, to be patriotic and to

“SELL TO OUR MILITARY”!

Our Veterans have proudly served our country. They have put their lives on the line so that we can have the liberties we have.The least we can do is afford them all the opportunity to achieve the American Dream of Home Ownership.

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Credit Restoration/Financial

 

The VA Home Loan program has the most lenient credit criteria of all mortgage programs. Many Veterans have unfortunately experienced financial hardship at some point in their life, either caused by unemployment, maternity leave, family & medical emergencies, or even transitioning from active duty into civilian life.

 

As Veteran specialists we are very familiar with these different hardships and pitfalls and the effect it may have on potentially obtaining a VA loan.

 

We at VetsEDU have credit restoration experts and financial advisors on standby to help you get where you need to be.

 

Is your Credit Report out of control? Full of collection accounts?

 

WE CAN HELP

 

Credit Restoration Program For Veterans looking to use their VA Home Loan

Benefits to realize the American Dream of Home Ownership

 

Qualify for the VA Home Loan Program

Eliminate Collection Accounts

Increase Credit Scores

Stop Annoying Collection Calls

Avoid Bankruptcy

 

STOP PAYING SOMEONE ELSE’S MORTGAGE

 

FREE INDIVIDUAL CREDIT REPORT EVALUATION

 

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SERVING YOUR COMPANY'S VETERAN EMPLOYEES

 

As a Veteran Friendly Employer you have already shown your support for our nations heroes. Now you can take that support a step further and help your Veteran employees realize the American Dream of Home Ownership. Together we can make a real difference in the lives of our Veterans.

 

As the educational director of VetsEDU, The Veterans Homebuyers Network has served our Veterans for over 23+ years educating them on the VA Home Loan Program and the process of becoming a homeowner. Together as an organization we are setting out to change the lives of

all our Veterans. Come join our movement

 

 

VetsEDU & The Veterans Homebuyers Network offers FREE customized VA Home Loan Workshops for your Veteran &

Active Military organizations. Ideal group size would be 30-300+ people. 1 on 1 consultations are also available.

 

We will accommodate any scheduling needs you desire Mornings - Afternoons - Evenings - Weekends

 

We are NOT here to sell anything - just to educate and serve our Veterans.

 

We're here to answer any questions you may have.

Contact us today to get started!

 

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WELCOME TO THE VETERAN HOME OUTREACH CENTER.

WE ARE EXCITED TO ANNOUNCE THE LAUNCH OF THE 1ST EVER VHOC.

 

Completely FREE center

Open to all Veterans & Active Military Families

 

Veterans and Active Military families CALL IN or EMAIL to inquire about homeownership

 

  • Ask questions
  • Learn about the VA Home Loan Program
  • Discuss current situations
  • Evaluate your credit
  • Review current pre-approval or real estate deal
  • Get legal advice from attorneys pertaining to real estate

 

SPECIAL PROGRAM for those that are transitioning

 

  • Learn about your overall benefits.
  • Learn techniques on how to adjust to civilian life.
  • Connect with Veteran supporters and opportunities.
  • This will be run by CSM Phillip Stringfield - Georgia National Guard.

 

ACTIVE IN ALL 50 STATES + PUERTO RICO

Contact Us

 

 

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Email: info@VetsEDU.org

Call: 631.305.1628

Headquarters in Commack

& other offices Nationwide

 

VetsEDU is not associated with, or endorsed by, the DoD or the Department of Veteran Affairs.